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Invest with peace of mind.

Eligible deposits (not in registered accounts) are insured up to $250,000 through the Financial Services Regulatory Authority (FSRA)

 

Guaranteed Investment Certificates (GICs)

Rate guaranteed for the period or term that you choose 

•    Available terms from 1 to 5 years.

•    $1,000.00 minimum for this investment.

•    Interest can be paid annually to your RCU account or compounded; it’s your choice.

•    Cannot be redeemed before maturity.

Cashable GICs

•    Available for 1 year term only and is cashable after 60 days at a lower rate.

•    $25,000.00 minimum for this investment.

U.S. GICs

•    Available for 1 year  term only in U.S. dollars.

•    $1,000.00 U.S. minimum for this investment.

•    Foreign currency deposits and investments are not insured.

 
List of rates for GIC RATES
GIC RATES Rate
1 Year
4.70
2 Year
4.75
3 Year
4.80
4 Year
4.90
5 Year
5.00
1 Year Cashable
3.60
U.S. 1 Year GIC
2.00