Invest with peace of mind.
Guaranteed Investment Certificates (GICs)
Rate guaranteed for the period or term that you choose
• Available terms from 1 to 5 years.
• $1,000.00 minimum for this investment.
• Interest can be paid annually to your RCU account or compounded; it’s your choice.
• Cannot be redeemed before maturity.
Cashable GICs
• Available for 1 year term only and is cashable after 60 days at a lower rate.
• $25,000.00 minimum for this investment.
U.S. GICs
• Available for 1 year term only in U.S. dollars.
• $1,000.00 U.S. minimum for this investment.
• Foreign currency deposits and investments are not insured.
| GIC RATES | Rate |
|---|---|
| 1 Year |
4.70
|
| 2 Year |
4.60
|
| 3 Year |
4.50
|
| 4 Year |
4.50
|
| 5 Year |
4.50
|
| 1 Year Cashable |
3.60
|
| U.S. 1 Year GIC |
2.00
|
| Special GIC | Rate |
|---|---|
| 18 months (for new deposits only) |
5.00
|
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