Invest with peace of mind.
Guaranteed Investment Certificates (GICs)
Rate guaranteed for the period or term that you choose
• Available terms from 1 to 5 years.
• $1,000.00 minimum for this investment.
• Interest can be paid annually to your RCU account or compounded; it’s your choice.
• Cannot be redeemed before maturity.
Cashable GICs
• Available for 1 year term only and is cashable after 60 days at a lower rate.
• $25,000.00 minimum for this investment.
U.S. GICs
• Available for 1 year term only in U.S. dollars
• $1,000.00 U.S. minimum for this investment
Important note: Term Deposits, GICs and Cashable GICs are non-registered deposits held in Canadian funds and are insured to a total member limit of $250,000, through Financial Services Regulatory Authority of Ontario (FSRA) deposit insurance.
| GIC RATES | Rate |
|---|---|
| 1 Year |
3.25
|
| 2 Year |
3.50
|
| 3 Year |
3.75
|
| 4 Year |
4.00
|
| 5 Year |
4.00
|
| 1 Year Cashable |
2.50
|
| U.S. 1 Year GIC |
0.80
|
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