GIC SPECIAL — Start growing your investments
3.75% - 6 months
(new deposits only)
Guaranteed Investment Certificates (GICs)
Rate guaranteed for the period or term that you choose
• Available terms from 1 to 5 years.
• $1,000.00 minimum for this investment.
• Interest can be paid annually to your RCU account or compounded; it’s your choice.
• Cannot be redeemed before maturity.
Cashable GICs
Ideal for short-term goals, cashable GICs are perfect for savings you may need to access soon, such as emergency funds or upcoming expenses
• Available for 1 year term only and is cashable after 60 days.
• $25,000.00 minimum for this investment.
U.S. GICs
• Available for 1 year term only in U.S. dollars.
• $1,000.00 U.S. minimum for this investment.
• Foreign currency deposits and investments are not insured.
| GIC RATES
Rates Effective: 2025-09-19 |
Rate |
|---|---|
| 1 Year |
3.00
|
| 2 Year |
3.30
|
| 3 Year |
3.70
|
| 4 Year |
3.40
|
| 5 Year |
3.50
|
| 1 Year Cashable |
2.25
|
| U.S. 1 Year GIC |
1.75
|
| Special GIC
Rates Effective: 2025-07-22 |
Rate |
|---|---|
| 6 months (for new deposits only) |
3.75
|
INVEST
TODAY
Existing Members:
Call Us: 416-532-3400
Toll free tel.: 1-877-525-7285
E-mail: rpcul@rpcul.com
New Members
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