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You deserve fair, low fees.

Service Fees

We strive to be as transparent as possible with any account and service fees. See below for a full breakdown of account and service fees for all personal and business accounts.

*Fees effective September 1st., 2020

 

​Charges by Membership

MEMBERSHIPS

REGULAR MEMBERSHIP

YOUTH MEMBERSHIP
(24 YRS AND YOUNGER)

SENIOR MEMBERSHIP
(65 YRS AND OLDER)

Point-of-Sale (POS)

15 free per month then $0.35 per transaction

The EXCHANGE Network ATM Withdrawals

The EXCHANGE Network ATM Deposits

CDN Interac ATM withdrawals

$1

U.S ATM withdrawals not on EXCHANGE/ACCEL*

$3

$3

$3

International ATM withdrawals*

$5

$5

$5

Lost Debit Card Replacement

$10

$10

Interac e-Transfer (sending & receiving)

Cheques printed at branch (book of 20)

$5

*Other financial institutions may charge a convience fee

     

Additional Charges

  FEE
Cheque Image $1/cheque
Cost to recover documents or records $35 per hour min.
Duplicate Statement $3
Duplicate T5 $10
 Inactive account years 2, 3, 4 $20/year
Dormant account years 5, 6, 7, 8, 9 $30/year
Document retrieval (offsite storage) At cost
Estate Fees At cost
   

CLEARING & CHEQUES

FEE
Bank Draft $10 (CDN/USD)
Money Order $3
Certified Cheque--non member $20
Stop Payment $10
Stop Payment--Incomplete Details $20
Return Item $15
NSF Cheque/AFT $45
Transfer to cover cheque/AFT $2
One time AFT $25
   

WIRE TRANSFERS

FEE
Outgoing CAD within Canada $25
Outgoing CAD outside of Canada $35
Outgoing USD within Canada & USA $25 USD
Outgoing USD outside of Canada & USA $35 USD
Outgoing International currency $35
Incoming CAD processing fee FREE
Incoming USD processing fee $15 USD
Amendments to any outgoing wire transfer $30
Non-MTS incoming At Cost
   

REGISTERED PLANS

FEE
RRSP, RRIF, TFSA, LRSP Transfer Out Fee $100
Copy of receipt previously issued $10
   

SAFETY DEPOSIT BOX

FEE
Small Box (1.5 X 5) $48
Medium Box (2.5 X 5 $60
Large Box (5 X 5) $84
Replace key $75
Drill box $300 min
   

 LOAN DEPARTMENT 

FEE
NSF Payments $45
Late Payments $45
Mortgage Statement $25
Mortgage discharge/adminitration fee $300 per charge
Transfer out fee $300 per charge
Bridge Financing (with mortgage) $100
Bridge Financing (without mortgage) starting at $300

Business Account Services

In-Branch Services

FEES
Cheques printed (per 50 cheques) $20
Cheque binder $12
Deposit book $15
Duplicate Statement $3
Bank Confirmation $20
Bank verification of certified cheque or bank draft $10
Certified Cheque $10
Paper Statement At cost
   

Clearing and Cheques

FEES
Cheque Clearing $0.50
AFT $0.50
Point-of-sale (POS) $0.35
The EXCHANGE Network ATM Withdrawals FREE
The EXCHANGE Network ATM Deposits FREE
CDN Interac ATM withdrawals $1
U.S ATM withdrawals not on EXCHANGE/ACCEL* $3
International ATM withdrawals* $5
Debit Card Replacement $10
Interac e-Transfer (sending) $1
 
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