You deserve fair, low fees.

Service Fees

We strive to be as transparent as possible with any account and service fees. See below for a full breakdown of account and service fees for all personal and business accounts.

*Fees effective September 1st., 2020

​Charges by Membership

MEMBERSHIPS

REGULAR MEMBERSHIP

YOUTH MEMBERSHIP
(24 YRS AND YOUNGER)

SENIOR MEMBERSHIP
(65 YRS AND OLDER)

Point-of-Sale (POS)

15 free per month then $0.35 per transaction

The EXCHANGE Network ATM Withdrawals

The EXCHANGE Network ATM Deposits

CDN Interac ATM withdrawals

$1

U.S ATM withdrawals not on EXCHANGE/ACCEL*

$3

$3

$3

International ATM withdrawals*

$5

$5

$5

Lost Debit Card Replacement

$10

$10

Interac e-Transfer (sending & receiving)

Cheques printed at branch (book of 20)

$5

*Other financial institutions may charge a convience fee





Additional Charges


FEE
Cheque Image$1/cheque
Cost to recover documents or records$35 per hour min.
Duplicate Statement$3
Duplicate T5$10
 Inactive account years 2, 3, 4$20/year
Dormant account years 5, 6, 7, 8, 9$30/year
Document retrieval (offsite storage)At cost
Estate FeesAt cost


CLEARING & CHEQUES

FEE
Bank Draft$10 (CDN/USD)
Money Order$3
Certified Cheque--non member$20
Stop Payment$10
Stop Payment--Incomplete Details$20
Return Item$15
NSF Cheque/AFT$45
Transfer to cover cheque/AFT$2
One time AFT$25


WIRE TRANSFERS

FEE
Outgoing CAD within Canada$25
Outgoing CAD outside of Canada$35
Outgoing USD within Canada & USA$25 USD
Outgoing USD outside of Canada & USA$35 USD
Outgoing International currency$35
Incoming CAD processing feeFREE
Incoming USD processing fee$15 USD
Amendments to any outgoing wire transfer$30
Non-MTS incomingAt Cost


REGISTERED PLANS

FEE
RRSP, RRIF, TFSA, LRSP Transfer Out Fee$100
Copy of receipt previously issued$10


SAFETY DEPOSIT BOX

FEE
Small Box (1.5 X 5)$48
Medium Box (2.5 X 5$60
Large Box (5 X 5)$84
Replace key$75
Drill box$300 min


 LOAN DEPARTMENT 

FEE
NSF Payments$45
Late Payments$45
Mortgage Statement$25
Mortgage discharge/adminitration fee$300 per charge
Transfer out fee$300 per charge
Bridge Financing (with mortgage)$100
Bridge Financing (without mortgage) starting at$300


​Business Account Services

In-Branch Services

FEES
Cheques printed (per 50 cheques)$20
Cheque binder$12
Deposit book$15
Duplicate Statement$3
Bank Confirmation$20
Bank verification of certified cheque or bank draft$10
Certified Cheque$10
Paper StatementAt cost


Clearing and Cheques

FEES
Cheque Clearing$0.50
AFT$0.50
Point-of-sale (POS)$0.35
The EXCHANGE Network ATM WithdrawalsFREE
The EXCHANGE Network ATM DepositsFREE
CDN Interac ATM withdrawals$1
U.S ATM withdrawals not on EXCHANGE/ACCEL*$3
International ATM withdrawals*$5
Debit Card Replacement$10
Interac e-Transfer (sending)$1


​Ready to open your account?

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