​Borrowing made easy – just for you.

Pick a loan or line of credit to match your goals: 

We Offer:

  • If you are looking to finance big ticket items like home renovations, a new car, debt consolidation, a vacation property or to pay for secondary schooling.
  • Allows you to borrow up to 65% of your home’s value.
  • Once it is set up, it will be available for as long as you own your home.
  • A line of credit lets you access funds when you need to.
  • It is setup like an overdraft protection on your chequing account.
  • Pay for only what you use, when you use it.
  • Can help you maximize your RRSP contribution.
  • Can be used for a regular or carry forward contribution.
  • You can apply your tax refund to your loan.
  • Available to full-time or part-time undergraduate students studying at a fully accredited Canadian university or community college.
  • Borrow $15,000 a year to a maximum of $60,000.
  • There is a 6 month grace period after graduation.
  • Personal loans can help reduce financial stress by consolidating payments.
  • Loan rates are more competitive then credit card rates.
  • Prepay at any time without penalty.

We Offer

  • If you are looking to finance big ticket items like home renovations, a new car, debt consolidation, a vacation property or to pay for secondary schooling.
  • Allows you to borrow up to 65% of your home’s value.
  • Once it is set up, it will be available for as long as you own your home.
  • A line of credit lets you access funds when you need to.
  • It is setup like an overdraft protection on your chequing account.
  • Pay for only what you use, when you use it.
  • Special rate for RRSP Loans - RCU Prime.
  • Can help you maximize your RRSP contribution.
  • Can be used for a regular or carry forward contribution.
  • You can apply your tax refund to your loan. 
  • Loan must be repaid within 12 months.
  • Special rate for students - RCU Prime Rate.
  • Available to full-time or part-time undergraduate and graduate students studying at a fully accredited Canadian university or community college.
  • Borrow $15,000 a year to a maximum of $60,000.
  • There is a 12 month grace period after graduation (6 months if you leave program without graduating).
  • Help finance your big ticket items - a vacation, new car, wedding, etc.
  • Personal loans can help reduce financial stress by consolidating payments.
  • Loan rates are more competitive then credit card rates.
  • Prepay at any time without penalty.

We Offer:


  • If you are looking to finance big ticket items like home renovations, a new car, debt consolidation, a vacation property or to pay for secondary schooling.

  • Allows you to borrow up to 65% of your home’s value.

  • Once it is set up, it will be available for as long as you own your home.


​It's easy to apply for an RCU loan. Get started today.

APPLY NOW

  • A line of credit lets you access funds when you need to.

  • It is setup like an overdraft protection on your chequing account.

  • Pay for only what you use, when you use it.

​It's easy to apply for an RCU loan. Get started today.

APPLY NOW

  • Can help you maximize your RRSP contribution.

  • Can be used for a regular or carry forward contribution.

  • You can apply your tax refund to your loan.  

​It's easy to apply for an RCU loan. Get started today.

APPLY NOW

  • Available to full-time or part-time undergraduate students studying at a fully accredited Canadian university or community college.

  • Borrow $15,000 a year to a maximum of $60,000.

  • There is a 6 month grace period after graduation.

​​​Learn more about the many benefits of an RCU Student LOC.

MORE INFO

  • Personal loans can help reduce financial stress by consolidating payments.

  • Loan rates are more competitive then credit card rates.

  • Prepay at any time without penalty.


​​It's easy to apply for an RCU loan. Get started today.

​APPLY NOW

Check out our competitive rates: 

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Student Scholarships!

RCU Credit Union supports our students by offering Student Scholarships - don't forget to apply!

LEARN MORE

​​​​Need a hand?

​Meet with one of our Lending Specialists. They'll be happy to guide you through every step of the borrowing process.

​​BOOK AN APPOINTMENT

​​Loan Calculator

​Our nifty loan calculator will crunch the numbers to estimate your payments, determine when you’ll be paid off and more. 

​​CALCULATE NOW

Helpful articles and resources

Helpful articles and resources

People often get loans and lines of credit confused. Find out which makes sense for you.

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​Create a winning budget

​Keep your spending in line with these helpful budgeting tips.

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​​​​When should I take out a HELOC?

​Consider these 4 things before applying for a home equity loan.

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