​Borrowing made easy – just for you.

Pick a loan or line of credit to match your goals: 

We Offer:

  • If you are looking to finance big ticket items like home renovations, a new car, debt consolidation, a vacation property or to pay for secondary schooling.
  • Allows you to borrow up to 65% of your home’s value.
  • Once it is set up, it will be available for as long as you own your home.
  • A line of credit lets you access funds when you need to.
  • It is setup like an overdraft protection on your chequing account.
  • Pay for only what you use, when you use it.
  • Can help you maximize your RRSP contribution.
  • Can be used for a regular or carry forward contribution.
  • You can apply your tax refund to your loan.
  • Available to full-time or part-time undergraduate students studying at a fully accredited Canadian university or community college.
  • Borrow $15,000 a year to a maximum of $60,000.
  • There is a 6 month grace period after graduation.
  • Personal loans can help reduce financial stress by consolidating payments.
  • Loan rates are more competitive then credit card rates.
  • Prepay at any time without penalty.

We Offer

  • If you are looking to finance big ticket items like home renovations, a new car, debt consolidation, a vacation property or to pay for secondary schooling.
  • Allows you to borrow up to 65% of your home’s value.
  • Once it is set up, it will be available for as long as you own your home.
  • A line of credit lets you access funds when you need to.
  • It is setup like an overdraft protection on your chequing account.
  • Pay for only what you use, when you use it.
  • Special rate for RRSP Loans - RCU Prime.
  • Can help you maximize your RRSP contribution.
  • Can be used for a regular or carry forward contribution.
  • You can apply your tax refund to your loan. 
  • Loan must be repaid within 12 months.
  • Special rate for students - RCU Prime Rate.
  • Available to full-time or part-time undergraduate and graduate students studying at a fully accredited Canadian university or community college.
  • Borrow $15,000 a year to a maximum of $60,000.
  • There is a 12 month grace period after graduation (6 months if you leave program without graduating).
  • Help finance your big ticket items - a vacation, new car, wedding, etc.
  • Personal loans can help reduce financial stress by consolidating payments.
  • Loan rates are more competitive then credit card rates.
  • Prepay at any time without penalty.

We Offer:


  • If you are looking to finance big ticket items like home renovations, a new car, debt consolidation, a vacation property or to pay for secondary schooling.

  • Allows you to borrow up to 65% of your home’s value.

  • Once it is set up, it will be available for as long as you own your home.


​It's easy to apply for an RCU loan. Get started today.

  • A line of credit lets you access funds when you need to.

  • It is setup like an overdraft protection on your chequing account.

  • Pay for only what you use, when you use it.

​It's easy to apply for an RCU loan. Get started today.

  • Can help you maximize your RRSP contribution.

  • Can be used for a regular or carry forward contribution.

  • You can apply your tax refund to your loan.  

​It's easy to apply for an RCU loan. Get started today.

  • Available to full-time or part-time undergraduate students studying at a fully accredited Canadian university or community college.

  • Borrow $15,000 a year to a maximum of $60,000.

  • There is a 6 month grace period after graduation.

​​​Learn more about the many benefits of an RCU Student LOC.

  • Personal loans can help reduce financial stress by consolidating payments.

  • Loan rates are more competitive then credit card rates.

  • Prepay at any time without penalty.


​​It's easy to apply for an RCU loan. Get started today.

Check out our competitive rates: 

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Student Scholarships!

RCU Credit Union supports our students by offering Student Scholarships - don't forget to apply!

​​​​Need a hand?

​Meet with one of our Lending Specialists. They'll be happy to guide you through every step of the borrowing process.

​​Loan Calculator

​Our nifty loan calculator will crunch the numbers to estimate your payments, determine when you’ll be paid off and more. 

Helpful articles and resources

Helpful articles and resources

People often get loans and lines of credit confused. Find out which makes sense for you.

​Create a winning budget

​Keep your spending in line with these helpful budgeting tips.

​​​​When should I take out a HELOC?

​Consider these 4 things before applying for a home equity loan.