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​Credit cards tailored to your lifestyle.

​​Credit cards for all of your day-to-day needs.

Choosing a credit card that works for you and your unique lifestyle is a big decision. We are proud to offer a wide range of cards with different interest rates, flexible rewards and travel perks so you can get what you really want out of your credit card.


Classic Mastercard®

Credit card convenience. Simple, easy and smart.

Annual Fee: $0  |  Interest Rate: 12.99% |  LEARN MORE


Cash Back Mastercard®

Earn cash rewards for everyday purchases. 

Annual Fee: $0 | Interest Rate: 20.99%  |  LEARN MORE


Centra Gold Mastercard®

A perfect balance of premium rewards and low rates.

Annual Fee: $50  |  Interest Rate: 11.99%  |  LEARN MORE


World Mastercard®

A wide world of privileges.

Annual Fee: $120  |  Interest Rate: 20.99%  |  LEARN MORE


Cash Back World Elite® Mastercard®

Everyday rewards that move you.

Annual Fee: $120  |  Interest Rate: 20.99%  |  LEARN MORE


US Dollar Mastercard®

Carry the card that's as rewarding as your US travel.

Annual Fee: $50 USD  |  Interest Rate: 19.99%  |  LEARN MORE

​​Low Rate Business Mastercard®

The practical solution for business purchases.

Annual Fee: $25  |  Interest Rate: 12.99%  |  LEARN MORE


No Fee Cash Back Business Mastercard®

The smart way to make the most of your company's purchases.

Annual Fee: $0  |  Interest Rate: 19.99%  |  LEARN MORE


Platinum Business Mastercard®

Elite privileges for your business.

Annual Fee: $99  |  Interest Rate: 20.99%  |  LEARN MORE


Introducing CardWise

Manage your credit cards with security and ease.

RCU Credit Union credit card benefits

Built-in security

​​Add real-time fraud text alerts and get peace of mind with additional security features, chip & PIN technology and more.

Global access

​​Benefit from banking anywhere, anytime, regardless of where you are in the world. You can also manage your card online 24/7.

Multiple cardholders

​​Earn rewards faster and share your card benefits with an additional cardholder - no extra credit approval required.