- Login to your online banking, click on the ‘Transfers’ tab, and then select ‘Send Interac e-Transfer’.
- Create a sender profile with your email address and/or mobile phone number, if you have not already done so.
- Select a recipient, or add a new recipient profile by entering the recipient's name, plus an email address and/or mobile number.
- Choose to send the Interac® e-Transfer via email and/or text message.
- Create a security question and a one-word answer that only you and the recipient know.
- Add a personal message (optional), but do not include the answer to the security question.
- Select an account from which to make the transfer and enter the amount.
- Send the Interac® e-Transfer (your account will be debited immediately, plus any applicable fees), click on Confirm.
- Record your Confirmation Number.
Within approximately 30 minutes, the recipient will be notified that the payment has been made.