
Accounts
At RCU we have accounts to suit your needs. Most of our members continue to operate their accounts without fees; any charges we do have are minimal and are on a pay per use basis.
CHEQUING
We keep our chequing account simple at RCU. Even without a minimum balance requirement most members still have access to a free chequing account on a monthly basis and we do pay interest on a tiered balance scale.• Free in-branch deposits and withdrawals.
• Free ATM deposits and withdrawals at over 3,200 ATMs participating on THE EXCHANGE®
• Free cheque clearing, online cheque images and on-line statements.
• Free bill payments in-branch and on-line.
• Free direct payroll deposits, pre-authorized transfers or automatic internal transfers.
• Unlimited point-of-sale (POS) transactions per month for members under 25 years of age or 65 years of age and over, all other members 10 free POS transactions/month and $ 0.35/POS transaction thereafter.
DAILY SAVINGS
The RCU Daily Savings account does not have a minimum balance requirement and also offers many features at no charge.• Free in-branch deposits and withdrawals.
• Free ATM deposits and withdrawals at over 3,200 ATMs participating on THE EXCHANGE®
• Free direct payroll deposits, pre-authorized transfers or automatic internal transfers.
• Interest calculated on the minimum daily balance and paid to the account monthly.
• Free on-line statements.
U.S. DAILY SAVINGS
The RCU U.S. Daily Savings account does not have a minimum balance requirement and also offers many features at no charge.• Free in-branch deposits and withdrawals.
• Interest calculated on the minimum daily balance and paid monthly.
• Free on-line banking allowing you to make inquiries and make transfers to and from the account.
In addition we also offer US$ Drafts and 1 Year GICs.
As a reminder U.S. accounts are not insured with FSRA.
EURO DAILY SAVINGS
The EURO Daily Savings account does not have a minimum balance requirement and offers other features at no charge.• Free in-branch deposits and withdrawals.
• Interest calculated on the minimum daily balance and paid monthly.
• Free on-line banking allowing you to make inquiries and make transfers to and from the account.
As a reminder EURO accounts are not insured with FSRA.