Accounts

At RCU we have accounts to suit your needs. Most of our members continue to operate their accounts without fees; any charges we do have are minimal and are on a pay per use basis.

 

CHEQUING

We keep our chequing account simple at RCU. Even without a minimum balance requirement most members still have access to a free chequing account on a monthly basis and we do pay interest on a tiered balance scale.
•    Free in-branch deposits and withdrawals.
•    Free ATM deposits and withdrawals at over 3,200 ATMs participating on THE EXCHANGE®
•    Free cheque clearing, online cheque images and on-line statements.
•    Free bill payments in-branch and on-line.
•    Free direct payroll deposits, pre-authorized transfers or automatic internal transfers.
•    Unlimited point-of-sale (POS) transactions per month for members under 25 years of age or 65 years of age and over, all other members 10 free POS transactions/month and $ 0.35/POS transaction thereafter.

DAILY SAVINGS

The RCU Daily Savings account does not have a minimum balance requirement and also offers many features at no charge.
•    Free in-branch deposits and withdrawals.
•    Free ATM deposits and withdrawals at over 3,200 ATMs participating on THE EXCHANGE®
•    Free direct payroll deposits, pre-authorized transfers or automatic internal transfers.
•    Interest calculated on the minimum daily balance and paid to the account monthly.
•    Free on-line statements.

U.S. DAILY SAVINGS

The RCU U.S. Daily Savings account does not have a minimum balance requirement and also offers many features at no charge.
•    Free in-branch deposits and withdrawals.
•    Interest calculated on the minimum daily balance and paid monthly.
•    Free on-line banking allowing you to make inquiries and make transfers to and from the account.
In addition we also offer US$ Drafts and 1 Year GICs.
As a reminder U.S. accounts are not insured with DICO.

EURO DAILY SAVINGS

The EURO Daily Savings account does not have a minimum balance requirement and offers other features at no charge.
•    Free in-branch deposits and withdrawals.
•    Interest calculated on the minimum daily balance and paid monthly.
•    Free on-line banking allowing you to make inquiries and make transfers to and from the account.
As a reminder EURO accounts are not insured with DICO.

 

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Pay As You Go Chequing Account Rates
$0 - $9,999.99 0.00%
$10,000.00 - $24,999.99 0.10%
$25,000.00 and Over 0.25%
Deposit Accounts Rates
Daily Savings Account 0.75%
U. S. Daily Savings 0.30%